Structural Integrity Reserve Study (SIRS)

$10,000–$12,000

USD per study engagement; building/association basis unconfirmed

In this edition, a structural integrity reserve study in Northwest Florida carries a planning interval of $10,000–$12,000 per study engagement. Use this interval to start a scope discussion. It does not define a standard building size, service minimum or complete project budget.

• Indicative planning guidance, not a measured market distribution or an offer.
• Geographic lookup does not establish a locally observed price.
• Actual fees can fall outside this interval after scope is defined.

The service tier, initial or update status, site visit, sampling, credential, minimum fee and building basis are not established by this benchmark. Where a scope detail is not listed here, it is unknown, not excluded.

Planning area

Northwest Florida planning context: Bay, Walton and Okaloosa counties

Fee evidence area

Project locations unspecified; not a county or ZIP transaction sample

Observation period

2026 planning guidance; underlying project observation period unspecified

Research cutoff

2026-10-01

What Florida law requires

Florida Statutes section 718.112(2)(g) requires a residential condominium association to have a structural integrity reserve study completed at least every 10 years for each building that is three habitable stories or higher. At a minimum the study covers the roof; the structure, including load-bearing walls and primary structural members and systems; fireproofing and fire protection; plumbing; electrical systems; waterproofing and exterior painting; windows and exterior doors; and any other item whose deferred maintenance or replacement cost exceeds $25,000 (or the higher inflation-adjusted amount set by the Division of Florida Condominiums) and whose failure to be maintained or replaced would negatively affect those items. It is based on a visual inspection and must be performed or verified by a Florida-licensed engineer or architect, or by a reserve specialist or professional reserve analyst certified by the Community Associations Institute or the Association of Professional Reserve Analysts.

Unit-owner-controlled associations that existed on or before July 1, 2022 had to complete the study by December 31, 2025. An association whose milestone inspection under section 553.899 is due on or before December 31, 2026 may complete the two together, but in no event may the study be completed after December 31, 2026. A milestone inspection performed within the past 5 years that meets the paragraph's requirements may be used in place of the study's visual inspection. After completing a milestone inspection, an association may delay a required study for no more than the 2 consecutive budget years that follow it. Buildings under three stories are not covered, and neither are one- to four-family dwellings of three or fewer habitable stories, parts of a building outside the condominium, or parts maintained by someone other than the association.

Source: s. 718.112(2)(g) and s. 553.899, Florida Statutes as published by the Florida Legislature at the research cutoff. Statutes change; confirm the current text and any local requirement with the association's counsel.