{
  "release_id": "permeate-nwfl-2026-10-01-r1",
  "research_cutoff": "2026-10-01",
  "methodology_version": "locality-association-1",
  "role": "service_applicability_index",
  "price_localization": "regional_context_only",
  "limitations": [
    "Named communities, postal names, municipal boundaries and Census ZCTAs are different geographic concepts.",
    "Links identify verified associated postal/ZCTA lookup areas. They are not exhaustive polygon intersections, municipal boundaries or geocoded properties.",
    "Locality counties describe the named area; zcta_counties describes all county intersections of each associated Census area. These can differ.",
    "Localities overlap. Do not add inventory counts across locality rows. Counts belong to the geographic context dataset, not a community-specific census.",
    "Selecting a community does not establish local fee observations, provider coverage, service eligibility, regulatory requirements or a property jurisdiction."
  ],
  "localities": [
    {
      "id": "panama-city-beach",
      "label": "Panama City Beach",
      "aliases": [
        "PCB"
      ],
      "locality_type": "municipality_and_postal_area",
      "counties": [
        "Bay"
      ],
      "zctas": [
        "32407",
        "32408",
        "32413"
      ],
      "geography_note": "Panama City Beach is a city and a broader postal and visitor-area name. Associated ZIP areas do not establish city limits. ZCTA 32413 also intersects Walton County; use the property's actual jurisdiction for permitting.",
      "canonical_slug": "panama-city-beach",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32407": [
          "Bay"
        ],
        "32408": [
          "Bay"
        ],
        "32413": [
          "Bay",
          "Walton"
        ]
      }
    },
    {
      "id": "destin",
      "label": "Destin",
      "aliases": [],
      "locality_type": "municipality_and_postal_area",
      "counties": [
        "Okaloosa"
      ],
      "zctas": [
        "32541"
      ],
      "geography_note": "Destin is in Okaloosa County. This locality link uses associated ZIP area 32541, not an exact city boundary. Nearby Miramar Beach is separately indexed in Walton County.",
      "canonical_slug": "destin",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32541": [
          "Okaloosa"
        ]
      }
    },
    {
      "id": "fort-walton-beach",
      "label": "Fort Walton Beach",
      "aliases": [
        "FWB",
        "Ft Walton Beach"
      ],
      "locality_type": "municipality_and_postal_area",
      "counties": [
        "Okaloosa"
      ],
      "zctas": [
        "32547",
        "32548"
      ],
      "geography_note": "The Fort Walton Beach postal name extends beyond the municipality. ZIP area 32548 is also associated with Okaloosa Island. Select the ZIP that matches the site; neither ZIP establishes municipal jurisdiction.",
      "canonical_slug": "fort-walton-beach",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32547": [
          "Okaloosa"
        ],
        "32548": [
          "Okaloosa"
        ]
      }
    },
    {
      "id": "miramar-beach",
      "label": "Miramar Beach",
      "aliases": [],
      "locality_type": "community_and_postal_area",
      "counties": [
        "Walton"
      ],
      "zctas": [
        "32550"
      ],
      "geography_note": "Miramar Beach is indexed separately from Destin. ZIP area 32550 provides Walton County context; it is not an exact community boundary or a property eligibility determination.",
      "canonical_slug": "miramar-beach",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32550": [
          "Walton"
        ]
      }
    },
    {
      "id": "30a",
      "label": "30A",
      "aliases": [
        "Scenic 30A",
        "Scenic Highway 30A",
        "County Highway 30A"
      ],
      "locality_type": "scenic_corridor",
      "counties": [
        "Walton"
      ],
      "zctas": [
        "32459",
        "32461"
      ],
      "geography_note": "30A refers here to the South Walton scenic corridor, not a city or a ZIP. Associated ZIP areas 32459 and 32461 cover territory beyond the corridor. Do not add their inventory counts to other community totals.",
      "canonical_slug": "30a",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32459": [
          "Walton"
        ],
        "32461": [
          "Walton"
        ]
      }
    },
    {
      "id": "santa-rosa-beach",
      "label": "Santa Rosa Beach",
      "aliases": [
        "SRB"
      ],
      "locality_type": "community_and_postal_area",
      "counties": [
        "Walton"
      ],
      "zctas": [
        "32459"
      ],
      "geography_note": "Santa Rosa Beach is a community and postal-area name in South Walton. Associated ZIP area 32459 includes multiple named communities and is not an exact neighborhood boundary.",
      "canonical_slug": "santa-rosa-beach",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32459": [
          "Walton"
        ]
      }
    },
    {
      "id": "inlet-beach",
      "label": "Inlet Beach",
      "aliases": [],
      "locality_type": "community_and_postal_area",
      "counties": [
        "Walton"
      ],
      "zctas": [
        "32461"
      ],
      "geography_note": "Inlet Beach uses associated ZIP area 32461 in this edition. That ZIP area also serves other eastern South Walton communities; it is not exclusive to Inlet Beach.",
      "canonical_slug": "inlet-beach",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32461": [
          "Walton"
        ]
      }
    },
    {
      "id": "okaloosa-island",
      "label": "Okaloosa Island",
      "aliases": [],
      "locality_type": "island_community",
      "counties": [
        "Okaloosa"
      ],
      "zctas": [
        "32548"
      ],
      "geography_note": "Okaloosa Island is a named island area with Fort Walton Beach postal addresses. Associated ZIP area 32548 is shared with mainland Fort Walton Beach; its inventory is not an island-only count.",
      "canonical_slug": "okaloosa-island",
      "geography_role": "service_applicability",
      "applicability_area_id": "NWFL_BWO",
      "evidence_geography_status": "not_established_by_locality",
      "price_localization": "regional_context_only",
      "local_fee_cohort_available": false,
      "association_type": "verified_postal_area_association",
      "boundary_equivalence": false,
      "zcta_counties": {
        "32548": [
          "Okaloosa"
        ]
      }
    }
  ]
}
